Our Services


Our planning process works well with individuals, families and small to medium sized businesses.

Products Offered:

  • Retirement Plans/Planning
  • 401(k), SEP, Simple, Traditional and ROTH IRA services
  • College planning and investments to save for higher education
  • Mutual Funds, ETFs, Stocks and Bonds

Insurance

  • Life
  • Disability
  • Long Term Care
  • Key Person 
  • Overhead Expense
  • Buy-Sell Life Insurance
  • Annuities

Additional Services/Products

  • Estate Planning/Attorney Referrals
  • Business Valuation
  • Group Life
  • Group Disability
  • Tax Efficiency Planning/CPA Referrals
  • 401(k) Rollovers
  • Insurance & Beneficiary Reviews
A Few Words About Fees: Click Here

Spartan Financial Advisors offers a menu of options for handling "fees" or costs associated with joining our client roster.

We offer a fee based option where a flat rate annual percentage of the assets is billed. Many clients like that because the advisor has “skin in the game.” With this type of arrangement, when the portfolio value increases, both client and advisor benefit. 

We also offer a plan where clients pay an hourly rate, such as with an attorney or an accountant.

Additionally, there are those who are more comfortable with a fee for service model such as paying $800-$1,000 for a detailed risk analysis and retirement plan. 

Finally, a commission-based model is also an option.

We clearly explain and implement a fee structure that the client understands and is comfortable with.